Car Rental Insurance

Make Sure Your Car Rental Insurance Covers Loss of Use

car rental loss of use

Do you routinely decline the over-the-counter insurance when you rent a car? If you get in an accident and you haven't purchased the Collision Damage Waiver (CDW) at the rental counter, the company can charge you for the cost to repair the vehicle. It can also charge Loss of Use fees to recoup the potential revenue it forfeits while the car is in the shop being fixed instead of out on the road with another renter.

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How Long Will Your Insurance Cover a Rental Car?

insurance for long-term car rentals

Need a car for a month or more? If you usually decline the insurance offered over the rental car counter, it's important to know how long your auto insurance or credit card will cover collision insurance on a long-term car rental.

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Does State Farm Car Insurance Cover Rental Cars?

State Farm rental car coverage

For many travelers, there's a moment of dread when they get to the rental car counter and wonder how much insurance coverage they need. If you have State Farm auto insurance for your primary vehicle, it's reassuring to know that you're covered for rental cars with one caveat: You're only covered to the limits of your personal vehicle's auto policy.

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Does Allstate Car Insurance Cover Rental Cars?

Allstate rental car coverage

Dread getting to the rental car counter and not knowing how much insurance coverage you need? The good news is that if you have Allstate auto insurance for your personal vehicle, you are likely covered for your rental car. However, there are a few reasons why you might want to purchase additional coverage—especially if you drive an older car that has racked up many miles and want to rent a newer model.

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What to Do If Your Rental Car Is Stolen

stolen rental carPhoto Credit: Shutterstock

If your rental car gets stolen while in your possession, you could potentially get hit with a huge bill. Buying the rental car insurance over the counter may shield you from some of the monetary responsibility, but you still may be on the hook for some of the liability.

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