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In any situation, getting pulled over for speeding is stressful. But it gets even more nerve-wracking when it happens to you while you're driving in a rental car. Here's what happens if you get a speeding ticket in Illinois, and what you should do right afterward.


How Much Are Speeding Fines in Illinois?


In Illinois, the' basic rules for speed limits depends on where you're driving: You can drive 20 mph in a school zone, 30 on urban distract roadways, 65 on state highways and 70 in interstate highways. The penalties, meanwhile, are based on how far beyond the speed limit you were driving. Expect to be fined $120 for going up to 20 miles per hour over the limit and $140 for 21-25 mph over the limit. And if you were going 26-34 mph over the limit, you could be liable for up to six months in jail and up to $1,500 in fines—or one year in jail and up to $2,500 in fines for 35 mph or more over the limit.

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While those rules apply to the whole state, a few areas carry their own risks for tickets: The four worst towns in Illinois for speed traps, according to the National Speed Trap Exchange, are Springfield, Rockfield, Peoria, and Chicago.


How to Handle a Speeding Ticket in a Rental


Unlike parking tickets and toll violations, which are typically tied to the vehicle, a speeding ticket is generally tied to the driver. If a police officer pulls you over, you'll be able to handle the fine on your own—possibly without the rental company ever finding out. From there, you can pay the fine or fight it. Going to traffic school or taking a defensive driving course online may also be an option for avoiding points on your record.

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There is one way the rental company could find out about the issue. Getting caught by a speed camera that takes a photo of the plate would mean that the rental company would be notified of the fine—and pass on to you at a later date with an added fee. If you receive a notice in the mail about a fine triggered by a speed camera, pay it immediately to avoid dealing with collections agencies or you could end up on the Do Not Rent list.


How to Pay a Speeding Ticket in Illinois


When you are issued a ticket in Illinois, you get three options for dealing with it: Pay it and accept points on your license; accept it along with "court supervision;" or contest it and go to court. As an out-of-towner, your best bet will likely be the "court supervision" option, where you can usually take a defensive driving class online and avoid points added to your license.


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